Group Insurance and Employee Benefit Packages
Developing the right employee or group insurance package specifically for you is easier when you partner with an organization that provides analytic detail, hands-on service, and exemplary thinking about how to improve your organization’s overall health.
Our experienced staff will help you understand the latest industry trends and how current issues can affect your medical insurance benefits or ancillary benefit offerings. Whether your biggest challenge is structuring a benefit plan to meet the needs of a diverse workforce, educating employees about your benefit plan, or looking for cost-effective alternatives, we will provide you with innovative solutions.
The remedy for rising healthcare costs is not as simple as negotiating a lower premium.
There are many factors to take into account such as:
- Employee engagements
- Health and productivity improvement
- Responding to variances in the cost and quality of care
Employers can keep health care costs down by being proactive in making sure their employees stay healthy, productive and engaged. One way to keep health costs down is to create a company wellness program. Insurance carriers often lower premiums to companies that promote wellness because healthier employees allow companies to spend less on medical costs.
Quality health care doesn’t necessarily mean expensive health care. Care that prevents return visits to the doctor or hospital stays that are avoidable can affect group health insurance costs. Health care services and procedures that seem similar or even identical can be very different in price. Understanding where you can get the most value for what your group spends on healthcare, can have a large impact on your group insurance premiums.
Our staff keeps up with these factors and more as we structure and design successful offerings for our clients.